:root {
  --ink: #14202c;
  --muted: #5b6b78;
  --line: #d9e2dc;
  --bg: #eef4f1;
  --card: #fff;
  --accent: #1b6b5a;
  --accent-2: #134e42;
  --accent-soft: #e4f2ed;
  --shadow: 0 18px 40px rgba(20, 50, 40, .08);
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
html, body { min-height: 100%; }
body {
  font-family: Pretendard, "Apple SD Gothic Neo", "Noto Sans KR", "Segoe UI", sans-serif;
  background:
    radial-gradient(1200px 500px at 10% -10%, rgba(27,107,90,.14), transparent 55%),
    radial-gradient(900px 400px at 100% 0%, rgba(19,78,66,.08), transparent 45%),
    var(--bg);
  color: var(--ink);
  line-height: 1.6;
}
a { color: inherit; text-decoration: none; }
.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  backdrop-filter: blur(12px);
  background: rgba(238, 244, 241, .86);
  border-bottom: 1px solid rgba(216, 222, 230, .7);
}
.site-header-inner,
.site-wrap,
.site-footer-inner {
  width: min(1080px, calc(100% - 40px));
  margin: 0 auto;
}
.site-header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  height: 68px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 800;
  letter-spacing: .02em;
}
.mark {
  width: 34px;
  height: 34px;
  border-radius: 8px;
  background: var(--accent);
  color: #fff;
  display: grid;
  place-items: center;
  font-size: 15px;
  font-weight: 800;
  box-shadow: 0 8px 16px rgba(27,107,90,.28);
}
.nav-links { display: flex; align-items: center; gap: 18px; }
.nav-links a:not(.btn) {
  font-size: 14px;
  font-weight: 600;
  color: var(--muted);
}
.nav-links a:not(.btn):hover { color: var(--accent); }
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  height: 40px;
  padding: 0 16px;
  border-radius: 8px;
  font-size: 14px;
  font-weight: 700;
  border: 1px solid var(--line);
  background: #fff;
}
.btn-primary {
  background: var(--accent);
  border-color: var(--accent);
  color: #fff;
}
.btn-primary:hover { background: var(--accent-2); }
.btn-lg { height: 46px; padding: 0 20px; }
.hero { padding: 72px 0 28px; }
.hero-kicker {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 16px;
  padding: 6px 12px;
  border-radius: 999px;
  background: var(--accent-soft);
  color: var(--accent-2);
  font-size: 13px;
  font-weight: 700;
}
.hero h1 {
  font-size: clamp(34px, 5.4vw, 52px);
  font-weight: 800;
  letter-spacing: -.04em;
  line-height: 1.18;
  margin-bottom: 16px;
}
.hero h1 em {
  font-style: normal;
  color: var(--accent);
}
.lead {
  max-width: 38em;
  color: var(--muted);
  font-size: 17px;
  margin-bottom: 28px;
}
.hero-actions { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 36px; }
.chips {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}
.chip {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 999px;
  padding: 8px 12px;
  font-size: 13px;
  font-weight: 700;
  color: var(--accent-2);
}
.section { padding: 28px 0; }
.section h2 {
  font-size: 24px;
  letter-spacing: -.03em;
  margin-bottom: 8px;
}
.section-desc {
  color: var(--muted);
  margin-bottom: 22px;
}
.grid-3, .grid-4, .grid-2 {
  display: grid;
  gap: 14px;
}
.grid-2 { grid-template-columns: 1fr; }
.grid-3, .grid-4 { grid-template-columns: 1fr; }
@media (min-width: 720px) {
  .grid-2, .grid-3 { grid-template-columns: repeat(3, 1fr); }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .grid-2.steps { grid-template-columns: repeat(3, 1fr); }
}
@media (min-width: 960px) {
  .grid-4 { grid-template-columns: repeat(4, 1fr); }
}
.card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 22px 20px;
  box-shadow: var(--shadow);
}
.card h3 { font-size: 16px; margin-bottom: 8px; }
.card p { font-size: 14px; color: var(--muted); }
.card-ico {
  width: 38px;
  height: 38px;
  border-radius: 10px;
  background: var(--accent-soft);
  color: var(--accent);
  display: grid;
  place-items: center;
  font-weight: 800;
  margin-bottom: 12px;
}
.step-num {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: var(--accent);
  color: #fff;
  display: grid;
  place-items: center;
  font-size: 13px;
  font-weight: 800;
  margin-bottom: 12px;
}
.cta-band {
  margin: 20px 0 8px;
  padding: 28px;
  border-radius: 18px;
  background: linear-gradient(135deg, var(--accent), var(--accent-2));
  color: #fff;
  display: flex;
  justify-content: space-between;
  gap: 16px;
  align-items: center;
  flex-wrap: wrap;
}
.cta-band p { opacity: .9; margin-top: 6px; }
.cta-band .btn { background: #fff; color: var(--accent-2); border-color: #fff; }
.company dl { display: grid; gap: 10px; }
.row { display: flex; gap: 12px; align-items: baseline; font-size: 14px; }
.row dt { width: 8.2em; flex-shrink: 0; color: var(--muted); }
.site-footer {
  margin-top: 36px;
  border-top: 1px solid var(--line);
  padding: 22px 0 36px;
  color: var(--muted);
  font-size: 13px;
}
.site-footer-inner {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  flex-wrap: wrap;
}
.site-footer a { text-decoration: underline; text-underline-offset: 2px; }
.policy-tabs {
  display: flex;
  gap: 8px;
  margin: 28px 0 18px;
}
.policy-tabs a {
  height: 38px;
  padding: 0 14px;
  border-radius: 999px;
  border: 1px solid var(--line);
  background: #fff;
  font-size: 13px;
  font-weight: 700;
  display: inline-flex;
  align-items: center;
}
.policy-tabs a.is-active {
  background: var(--accent);
  border-color: var(--accent);
  color: #fff;
}
.policy-doc {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 36px 32px;
  box-shadow: var(--shadow);
}
.policy-doc > h1 {
  font-size: 28px;
  letter-spacing: -.03em;
  margin-bottom: 8px;
}
.policy-lead {
  color: var(--muted);
  margin-bottom: 24px;
  font-size: 14px;
}
.p-chapter {
  margin: 28px 0 12px;
  padding-top: 8px;
  font-size: 15px;
  color: var(--accent);
  letter-spacing: .08em;
}
.p-article {
  margin: 22px 0 8px;
  font-size: 17px;
}
.p-block {
  font-size: 15px;
  line-height: 1.85;
  color: #31404b;
  word-break: keep-all;
}
.p-block br + br { display: block; margin-top: 8px; }
.policy-back { margin-top: 18px; font-size: 13px; color: var(--muted); }
.policy-back a { color: var(--accent); font-weight: 700; }
@media (max-width: 720px) {
  .nav-hide { display: none; }
  .hero { padding-top: 40px; }
  .policy-doc { padding: 24px 18px; }
}